Lorna guides

Know before you tap.

Real scam texts, confusing letters and stuck screens, taken apart step by step so you can spot the next one yourself.

• Scam teardownOct 25, 2026The fake "FTC is shutting off your phone" callA caller with a badge number says your phone is tied to crimes overseas. Then they hand you a way to "check." Here are the three signs to look for.Read the guide
• Scam teardownOct 25, 2026The fake "official" health plan search resultYou search for Medicare or health plans, and the top result looks official. It may be a paid ad. Here are the three signs to look for.Read the guide
• Scam teardownOct 25, 2026The fake "missed jury duty" warrantA caller says you missed jury duty, then texts you a warrant. Pay now or be arrested. Here are the three signs to look for.Read the guide
• Scam teardownOct 24, 2026The "phantom hacker" scamIt starts with a pop-up, then a call from "your bank," then a letter from "the government." Here are the three signs to look for.Read the guide
• Scam teardownOct 20, 2026The fake "Medicare benefits expiring" textIt says your coverage ends in days unless you call with your Medicare number. Here are the three signs to look for.Read the guide
• Scam teardownOct 15, 2026The "Hi Mom, I have a new number" textIt sounds like your child on a borrowed phone, and soon they need money. Here are the three signs to look for.Read the guide
• Scam teardownOct 10, 2026The fake "bank fraud alert" textIt asks if you made a $482 charge and wants a quick YES or NO. Here are the three signs to look for.Read the guide
• Scam teardownOct 5, 2026The fake "unpaid toll" textIt says you owe $4.75 and will pay $50 more if you wait. Here are the three signs to look for.Read the guide
• Scam teardownOct 1, 2026The fake "USPS delivery problem" textIt says your package can't be delivered and gives you 12 hours to fix it. Here are the three signs to look for.Read the guide